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The Education Library contains several year's worth of useful and topical information pertaining to just about every aspect of insurance (commercial and personal lines), from rental car coverage and the personal auto policy to certificates of insurance and issues related to contractors and subcontractors.

Resource TitleDescriptionRating
2013 ISO Commercial General Liability Changes ISO revised various General Liability coverage forms and endorsements effective April 2013 to reflect the changing needs of insureds and insurers. This article from the Big "I" Virtual University covers the many changes in the program and reviews the effect the changes have on coverage. (Log in required.) 1 2 3 4 5
A Guide to Compensation Disclosure Should you, as an agent, disclose compensation practices to your client (and to what extent), and what, if anything, should you disclose about the efforts agents undertake on behalf of their clients? 1 2 3 4 5
A.M. Best Ratings Available on the Web

There is a quicker and easier way to determine the A.M. Best rating of an insurance company.

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Additional Insureds and Certificates

If you insure contractors or others who must enter into agreements specifying insurance coverages and certificate language, you could be opening yourself up to lawsuits or. Read this Virtual University article to learn how to avoid common practices that could ruin your career or even your agency. (Log in required.)

 

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Additional Insureds and the Homeowners Policy

Mike Edwards of the Big "I" Virtual University examines the entire additional insureds issue from a homeowners insurance perspective, including what you can and can't do to comply with requests for certificates of insurance and more.

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Advertising Gifts vs. Lead Fees How can I reward someone for helping me find qualified leads ... and is it even legal? 1 2 3 4 5
Agent of Record (AOR) Letters: Highway to the Danger Zone!

Use the AOR to get the business, but start from scratch and make sure the product that the insured has is correct and still the appropriate product.
 

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Agreed Value Coverage – Fannie Mae

The key with lenders is to educate them that Fannie Mae does not require agreed value and also advise them that this coverage is seldom available in Florida.

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Agreed Value Loss Settlement Option

Does adding the agreed value option eliminate a possible coinsurance penalty come claim time?

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All Risk Coverage Advantages We are having a hard time understanding what the HO 17 32 - Unit Owners Coverage A Special Coverage does. Can you help? 1 2 3 4 5
Animal Liability and Umbrella Policies

Are dog bites covered under the standard Insurance Services Office homeowners' policy

 

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Auto Medical Payments: Top 10 Reasons to Carry It

There are many benefits to carrying automobile medical payments coverage on a personal auto policy.

 

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Back Dating Homeowners Cancellations Can I back date a homeowner's insurance cancellation? 1 2 3 4 5
Bankers Article The next time a lender makes an unreasonable request, share this article (PDF) written by the Florida Bankers Association with that lender. 1 2 3 4 5
BAP and Temporary Substitutes

Within a Business Auto Policy (BAP) are rented cars covered? As in most cases, it depends.

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