Resource Categories

Now viewing items in Education Library

The Education Library contains several year's worth of useful and topical information pertaining to just about every aspect of insurance (commercial and personal lines), from rental car coverage and the personal auto policy to certificates of insurance and issues related to contractors and subcontractors.

Resource TitleDescriptionRating
A Guide to Compensation Disclosure Should you, as an agent, disclose compensation practices to your client (and to what extent), and what, if anything, should you disclose about the efforts agents undertake on behalf of their clients? 1 2 3 4 5
A.M. Best Ratings Available on the Web

There is a quicker and easier way to determine the A.M. Best rating of an insurance company.

 1 2 3 4 5
Additional Insureds and the Homeowners Policy The most common question involves an HO insured using or renting a facility owned by a church, civic organization or municipality. In this article, we'll examine the entire AI issue from a homeowners insurance perspective, including what you can and can't do to comply with these requests. 1 2 3 4 5
Advertising Gifts vs. Lead Fees can I reward someone for helping them find qualified leads and how that can be done legally. 1 2 3 4 5
Agreed Value Loss Settlement Option

Does adding the agreed value option eliminate a possible coinsurance penalty come claim time?

 1 2 3 4 5
All Risk Coverage Advantages We are having a hard time understanding what the HO 17 32 - Unit Owners Coverage A Special Coverage does. Can you help? 1 2 3 4 5
Animal Liability and Umbrella Policies

Are dog bites covered under the standard Insurance Services Office homeowners' policy

 

 1 2 3 4 5
Auto Medical Payments: Top 10 Reasons to Carry It

There are many benefits to carrying automobile medical payments coverage on a personal auto policy.

 

 1 2 3 4 5
Back Dating Homeowners Cancellations Can I back date a homeowner's insurance cancellation 1 2 3 4 5
BAP and Temporary Substitutes

Within a Business Auto Policy (BAP) are rented cars covered? As in most cases, it depends.

 1 2 3 4 5
BAP–PAP Games

 Numerous situations involving autos owned by individuals or corporations arise, whereby there is an attempt (often misguided) to save money by insuring a personally owned auto on a Business Auto Policy.

 1 2 3 4 5
Boat Docks and the Homeowners Policy I own a home in a homeowners association and as part of the purchase price of my house I was deeded a boat dock across the lake about 500 yards from my residence. Does my homeowners policy cover the dock? 1 2 3 4 5
Business Auto Policy and Vicarious Liability Coverage

The business auto policy gives automatic "insured" status to those who may be legally liable for the conduct of an insured.

 

 1 2 3 4 5
Catastrophic Homeowners Exclusion - Where You Reside In order to protect that asset from loss, most consumers insure the replacement cost of their homes with a homeowners policy. Most homeowners policies cover the dwelling "where 'you' reside." 1 2 3 4 5
Certificates of Insurance The use and abuse of the two-page document referred to as a "Certificate of Insurance." In reality there are two varieties of this document, the Certificate of Liability Insurance and the Certificate of Property Insurance.  This FAQ outlines some typical questions. 1 2 3 4 5
12345678910...