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This resource discusses other coverages not otherwise defined.

Resource TitleDescriptionRating
Golf Carts Even with the coverage provided by HO2000 many clients will still need a separate policy to properly cover their golf cart exposure. 1 2 3 4 5
Helmet Law and Insurance Coverage

The 2000 legislative session resulted in legislation passing which exempts certain motorcycle riders from wearing a helmet, effective July 1, 2000. With passage of the bill Florida becomes the 30th state to allow the operation of a motorcycle without a helmet. 

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Moving Trucks, Motor Homes, and the PAP Liability coverage is provided for the named insured, resident spouse, and resident family members for “…the ownership, maintenance, or use of any auto or trailer.” Thus your insured is covered for liability claims when using the motor home or U-haul truck. Even though “auto” may seem to imply a private passenger type car, the term is not defined in the ISO policy 1 2 3 4 5
Scooter Fad Returns Does my homeowners policy cover scooters 1 2 3 4 5
Segway Human Transporter Insurance

This article will examine the insurance implications of the Segway looking at personal lines issues, commercial lines issues, first-party issues, and third party issues.


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UM on Motorcycles "Someone told me that stacked uninsured motorist on a personal auto policy (PAP) will cover you on a motorcycle that you own but don't insure for UM. Is that correct?" 1 2 3 4 5