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This is where articles on homeowner or dwelling coverages can be found

Resource TitleDescriptionRating
Condominiums: HO-3 Instead of the HO-6 What is a situation where I would have to convert my HO-3 to an HO-6 1 2 3 4 5
Contents in Transit Are my valuables covered after I sell my home and am in the process of moving? 1 2 3 4 5
Domestics, Contractors, and the Homeowners Policy This article examines what coverage is provided by the standard Insurance Services Office (ISO) homeowners policy for such situations. 1 2 3 4 5
Excluding Windstorm Coverage Recent legislation has changed the ability of an admitted insurer to issue a property policy that does not include coverage for damage caused by the peril of windstorm. 1 2 3 4 5
Golf Carts Even with the coverage provided by HO2000 many clients will still need a separate policy to properly cover their golf cart exposure. 1 2 3 4 5
Homeowners 2000 Summary Insurance Services Office (ISO) has developed a new homeowners program which is approved for use in Florida effective 12/1/01, this article summarizes the more significant points of the new program

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Homes in Foreclosure This article from the Virtual University deals with homeowners coverage for homes in foreclosure. 1 2 3 4 5
Host Liquor Liability

Tis the season to make merry and people are asking about liability coverage for their host liquor exposure. Though the ISO homeowners policy has no liquor exclusion, there is some concern about the new and 'improved' auto exclusion in the HO 2000.


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Hunting Leases and the Homeowners Policy This article examines how the Insurance Services Office (ISO) homeowners program responds to a hunting lease. 1 2 3 4 5
Hurricane Quick Issues Check Quick checklist to see if you are covered under certain hurricane related perils 1 2 3 4 5
Jet Ski Coverage How will my homeowners insurance protect me if I rent, purchase or borrow a jet ski 1 2 3 4 5
Kids Away At School Is my child covered under my insurance while away at school 1 2 3 4 5
Loss Assessment Coverage

This article examines the loss assessment coverage provided by the industry standard homeowners policy written by Insurance Services Office (ISO).

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Mortgage Company Non-Payment of Premium Problems The agent is stuck in the middle when a mortgage company fails to pay the premium and a policy is cancelled. 1 2 3 4 5
Oil Spill - Insurance Implications

This article examines the basic coverage issues under ISO standard property forms that could arise if a hurricane distributes waterborne or windborne oil particles onto coastal properties from the Gulf oil spill. 

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