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This resource center includes links to reports, videos, and other materials to help agents and their customers understand Assignment of Benefits abuse.

Resource TitleDescriptionRating
AOB reform a key focus of Chamber Insurance Summit The Florida Chamber of Commerce released a report showing the extent of assignment of benefits abuse in Florida during its Insurance Summit, Oct. 26-28, 2015. 1 2 3 4 5
AOB Reform Video

This video explains Assignment of Benefits fraud: How it happens, how it affects consumers, and what we can do about it. Agents can share the video on Facebook and other social media, or embed on their websites.

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Assignment of Benefits After a Loss

Great consumer-oriented video from American Traditions/Modern USA that explains AOB fraud and how it hurts consumers. Great for sharing with your customers on social media. You also can embed the video on your agency website.

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Assignment of Benefits FAQ Answers to your most frequently asked questions about Assignment of Benefits. 1 2 3 4 5
Assignment of Benefits: What Agents Need to Know FAIA President Jeff Grady offers an overview of escalating Assignment of Benefits abuse and its affect on agents, as well as suggestions to help protect your agency and clients from it. (Community blog; log-in required.) 1 2 3 4 5
Broad-based group formed to tackle AOB fraud

A broad-based consumer protection coalition that includes FAIA has formed to tackle AOB reform in the 2016 Legislative Session.

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Citizens AOB White Paper This analysis (PDF), conducted by Citizens Property Insurance Corporation for state insurance regulators, concludes that water loss claims, exacerbated by assignment of benefits, are driving higher rates in South Florida and increasingly across the state. 1 2 3 4 5
How AOB Drives Up Costs This infographic demonstrates how AOB litigation increases insurance premiums. 1 2 3 4 5
Is Florida Prepared for the Next Big Storm? That's the question asked in this video produced by the Florida Chamber of Commerce. Two factors influence the answer: Risk, and fraud. This portion of the video addresses the fraud factor. 1 2 3 4 5
Protecting your Pocketbook (2 page) This two-page guide, developed for consumers by the Consumer Protection Coalition, explains how consumers can avoid falling victim to assignment of benefits fraud and abuse. 1 2 3 4 5
Protecting Your Pocketbook (4 page) This four-page guide, developed for consumers by the Consumer Protection Coalition, explains how consumers can avoid falling victim to assignment of benefits fraud and abuse.  1 2 3 4 5
Restoring Balance in Insurance Litigation This report by the Florida Justice Reform Institute documents assignment of benefits abuse and its correlation with one-way attorney's fees. 1 2 3 4 5
Review of the 2015 Assignment of Benefits Data Call This report (PDF) from the Florida Office of Insurance Regulation looked at 259,742 reported water-damage claims (from the state's top 25 insurers) and measured the frequency and severity of water claims per 1,000 policies. 1 2 3 4 5
Video warns Florida homeowners of AOB abuse This video created by the Consumer Protection Coalition warns Florida consumers about the negative impacts of AOB abuse. 1 2 3 4 5
Where does your Citizens premium dollar go? This infographic was developed by Citizens Property Insurance Corp. to show where consumers' premium dollars go. Right-click and "save as" to share with your customers or post on social media. 1 2 3 4 5