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    OCTOBER 1, 2014 | VOLUME LXIV, ISSUE 3
    PAST ISSUES
    ADVOCACY
    Updates on Citizens takeouts, clearinghouse, FMAP
    Dave Newell attended Citizens committee and board meetings last week, and depopulation dominated the discussion. Read the CPIC blog for updates and information about the massive takeout in November, which for the first time includes mobile home policies. It’s not all bad news: Carriers participating in the November takeout and beyond must provide a premium estimate in the letters sent to policyholders.
    Pondering the ‘what ifs’ thirty-three days before Election Day 2014
    Florida's 2014 gubernatorial race and its eventual outcome are critically important to Florida's insurance industry. While anxiously waiting for that day, FAIA CEO Jeff Grady finds himself mulling over various scenarios in his mind, which he shares in his latest blog. Read his "what ifs", and if you still have any doubt about which candidate is right for the job of governing our state, check out “The Florida Turnaround”, and share it with your friends.
    Tower Hill LSA review added to Property Markets Resource Center
    A provision-by-provision review of the Tower Hill Insurance Group’s limited service agreement is now available in the Property Markets Resource Center, where you’ll also find more than a dozen other agency-company contract reviews that focus on areas of greatest concern for agents.
    Combatting online trademark fraud
    If your agency owns a trademark and you discover guerrilla websites with similar addresses are popping up, what can you do? FAIA General Counsel Laura Pearce shares an article that answers that question in her Legal Brief of the Week.
    YOUNG AGENTS COUNCIL
    New conference created by and for young agents
    Young agents: Are you ready to take your career to the next level? The Young Agents Council Sales & Leadership Conference, January 29–30, 2015 at the Tampa Marriott Westshore, will help you better navigate business relationships to become a more effective producer and a more inspired leader. Ten (10) scholarships are available for agents who need help offsetting the cost to attend. Visit the conference website to learn more and to register.
    Become a future insurance leader
    If you haven't yet applied for the Florida’s Future Insurance Leaders (FFIL) program, do it before the October 30 deadline. FFIL has a strong record of living up to its name. Two of FAIA’s current board officers—Jeff Schlitt, chairman; Chip Greene, chairman-elect; both class of 2006–2007 are FFIL graduates. Other FFIL graduates serving on the board include Brendan Lynch (class of 2004–2005), Nicole Williams (class of 2008–2009), and Michael Alvarez and Billy Wagner (class of 2010–2011). Apply now.
    EDUCATION
    Stack UM coverage. Always.
    In the insurance gospel according to David Thompson, he will stop preaching about the dangers of non-stacked UM only when every motor vehicle liability policy in the state of Florida has UM limits stacked and equal to the BI limits. Why is he so passionate about stacked UM? Read Non-Stacked UM—a $100,000 Mistake and find out.
    Tiara ruling is a game changer for E&O claims against Florida agents
    Many believe E&O cases against agents are about to grow more frequent and more expensive. Not because the law has changed, but because the game has changed, all thanks to a recent court decision. Brent Winans, CPCU, ARM, who frequently serves as an expert witness testifying for—and sometimes against—agents, offers advice about how agencies can protect themselves from the increased E&O risk created by Tiara vs. Marsh
    ASSOCIATION NEWS
    Plan of Work now available online
    Learn more about how your dues are put into action by reading the recently posted “Plan of Work” for the coming year (remember, FAIA’s year runs from September 1 to August 31). This plan is the work product of the annual Planning Session, where volunteers and staff come together to map out goals for the coming year. 
    MEMBER AGENCY NEWS
    AssuredPartners, Inc., Lake Mary: promoted Louis Berman as regional vice president.

    Edward K. Dick, Sarasota: received the Lifetime Achievement Award from the Manatee County Rural Health Services Foundation. Read more in the Sarasota Herald-Tribune.

    J. Smith Lanier & Co., Tallahassee: named a 2014 Best Place to Work in Insurance by Business Insurance.

    Patrick L. Pelham, Jr., Pat Pelham Insurance Agency, Inc.: reappointed for a term to the Campbellton-Graceville Hospital Corporation.

    S G & Associates Insurance Brokers, Inc., Miami: celebrates 30 years in the insurance industry in 2014.

    NEW AGENCY MEMBERS
    Allied Insurance Group: Tallahassee

    Arnold Insurance Alliance, LLC: Port Charlotte

    Creative Insurance Agency, Inc.: Lehigh Acres

    E & L Insurance Services, Inc.: Miami

    First Florida Insurance of Jacksonville: Jacksonville

    Insurance Connects Inc.: Hallendale

    We Insure Florida, Inc.: Boca Raton

    We Insure Florida, Inc.: Deltona

    NEW ASSOCIATE MEMBERS
    Agents Equipment Financing: North Palm Beach

    Bernstein, Chackman, Liss & Rose: Hollywood

    CALENDAR OF EVENTS
    FAIA EVENTS

    LOCAL BOARD EVENTS

    Many local boards hold monthly or quarterly meetings. Visit our website for a schedule.

    • Manatee County IIAA, Big I Day: Oct. 9, 2014; River Wilderness Golf and Country Club, Parrish.
    • IIA of Palm Beach County, Breakfast Meeting: Oct. 16, 2014; Embassy Suites, West Palm Beach.
    • IIA of South Florida, Officers and Directors Installation: Oct. 16, 2014; Doral Park Country Club, Doral.
    • IIA of Central Florida, Legislative Luncheon: Oct. 22, 2014; Leu Gardens, Orlando.

    YAC EVENTS

    INDUSTRY EVENTS

    AGENTS CONFIDENTIAL: A PUBLICATION OF THE FLORIDA ASSOCIATION OF INSURANCE AGENTS
    PO BOX 12129 | TALLAHASSEE, FL 32317-2129
    TELEPHONE: 850-893-4155 | FAX: 850-668-2852
    All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means-electronic, mechanical, photocopying, recording, or otherwise-without the prior written permission of the Florida Association of Insurance Agents. FAIA does not give legal advice. Agents are urged to seek the counsel of a licensed Florida attorney familiar with the Florida Insurance Code.