Florida Association of Insurance Agents

AAI Q&A

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Common questions asked about AAI:

1. Do I have to take the classes in order (81A, then 81B, then 81C, then 82A and so on)? NO, you do not have to take the classes in any particular order. There is no requirement that you take 81 before 82, or A before B, for example. When we are in your town take whatever class is offered at that time. Each module is self contained, so you'll be able to take them in any order. Look up the dates that we'll be in your city, mark your calendar to be in class, and don't worry about what order you take them in.

2. If I've taken one of the segments before, do I have to take it again? NO, if you've already passed any of the AAI tests anytime in the past, you don't have to take the test again. We do encourage attendance at all 9 classes, since some material may have changed and you'll get CE anyway. But, for example, if you already took AAI 81, then you don't need any of our three AAI 81 classes. You'll still need all of the AAI 82 classes and all of the AAI 83 classes. This works for any part of the series you've already passed.

3. If I've got other designations can I waive part of AAI? What does AAI waive for CPCU? You do not need to bring us proof of any waiver mentioned below. The AI/CPCU folks will take care of that before they issue your AAI designation. Course waiver information:

1) If you hold the IIA Certificate in General Insurance (INS), have completed CPCU 553 or 555(CPCU 2), CPCU 551(CPCU 3), and CPCU 552 (CPCU 4); or hold the CIC designation, the AAI 81 exam requirement is waived.

2) The CPCU curriculum no longer has a CPCU 10 related studies.

3) AAI 81 Segment B, Personal Insurance, is waived for ACSR Modules 1-5, 10, and 11.

4) AAI 82 Segment A, Commercial Liability Insurance, is waived for ACSR Modules 4-9.

You'll find this to be a great value compared to other designation classes. And remember: YOU GET CE EVEN IF YOU DON'T TAKE THE TESTS, AND EVEN IF YOU ALREADY HAVE YOUR AAI!

Accredited Adviser in Insurance from FAIA

AAI 81

AAI 81A - This course covers the principles of insurance. In this seven-hour segment you will get an overview of the insurance business including principles, nature and organization as well as legal issues, risk management and insurance sales and account development. FL DFS #39978 for 7 hours, Intermediate P&C.

AAI 81B - This ten-hour course covers all aspects of the personal lines insurance products that the typical person or family purchases. Subjects include homeowners, dwelling, flood, personal auto, miscellaneous vehicles, inland marine, aviation, and personal umbrella. Additionally personal financial products, social security, and various life insurance products will be examined. FL DFS #54136 for 10 hours, Intermediate Generic.

AAI 81C - This 10-hour segment is dedicated to commercial property insurance. Topics include building and personal property coverage forms, business income coverage forms, causes of loss forms and several commonly used inland marine policies. FL DFS #40109 for 10 hours, Intermediate P&C.

AAI 82

AAI 82A - This 10-hour unit focuses on liability insurance. The subjects to be discussed are occurrence and claims-made liability policies and their popular endorsements, commercial auto, garage and truckers policies. FL DFS #40111 for 10 hours, Intermediate P&C.

AAI 82B - This 10-hour segment takes a close look at a multitude of commercial property and casualty coverages. You'll get a close look at Commercial Crime, Business owners and Farm Insurance, Workers Compensation and various other miscellaneous commercial coverages including business life insurance. FL DFS #39979 for 10 hours, Intermediate P&C.

AAI 82C - This seven-hour course gives the student a broad overview of those commercial lines products that are not as commonly used as commercial general liability and commercial property policies. Topics include specialized property coverages, commercial umbrella, ocean marine, and commercial aviation coverages. Additionally, the various types of surety bonds will be examined for proper use and coverages provided. FL DFS #39931 for 7 hours, Intermediate P&C.

AAI 83

AAI 83A - This course is a seven-hour look into the principles of agency management. You'll learn about the formation and environment of an agency, organizational management, sales management and personal production plans including time management and negotiating skills. FL DFS #40079 for 7 hours, Intermediate Generic.

AAI 83B – You'll get an inside look at the insurance production environment in this informative seven-hour class. You'll get a closer look at the relationship between producer and insurer, ways of developing the public image of your agency, and how to handle agency growth and customer communications. You'll also discover the world of market segmentation and target marketing. FL DFS #40114 for 7 hours, Intermediate Generic.

AAI 83C - This 7-hour class is the final frontier in the Agency Management series. Well take you through the ins and outs of agency management as it relates to automation, client services, financial management and the producers legal and ethical responsibilities. FL DFS #39977 for 7 hours, Intermediate Generic.

AND

Starting in 2011, completing the free Ethical Guidelines for Insurance Professionals(Ethics 311) will be a requirement of all associate designation programs. Ethical behavior is crucial to preserving not only the trust on which insurance transactions are based, but also the public's trust in our industry as a whole. The Ethical Guidelines for Insurance Professionals learning module was designed specifically for insurance practitioners and uses insurance-based case studies to outline an ethical framework. This unique learning module can be completed in just a matter of hours. Cost: The Ethical Guidelines for Insurance Professionals learning module is offered by the Institutes at no charge. If you wish to earn CE credits for passing the 50-question, objective, online exam included with it, there is a nominal $5 administrative fee.

Re-Test Information

If you happen to fail a test, you have several options available to you.

If you need further classroom instruction, you have the option to repeat the class before your re-test. FAIA will not charge additional tuition for the repeat class. There is a $40 retest fee charged to FAIA by The Institutes, plus shipping and handling. If you don't need additional instruction, you can just complete the Retake Request Form to schedule your test. You can always call your FAIA instructor(s) for help with specific areas where you feel you need it.

The 2011 Retake Request Form is available here. We will need the paid request form 2-3 weeks ahead of the testing date, so we can order the new exam from the Institute. You can always email us at classroom@faia.com if you need further assistance.