As I teach classes and receive emails from agents dealing with the subject of ordinance or law coverage (O&L to use the insurance lingo), I often find a misunderstanding about why a new structure needs maximum O&L coverage. Relating to homeowners insurance, I often hear “I quote the 50 percent option on older houses but only 25 percent on newer homes.” A year or so ago, an agent emailed me saying that he had advised his customers, in writing, that if their house was built after a cert...

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I have never been so happy to see one year end and another begin. I suspect most of you feel the same way. While uncertainty remains high as we enter 2021, I am choosing the believe the worst is behind us.

How about some positive news!

Most are familiar with the International Risk Management Institute (IRMI). They do terrific work in the arena of insurance and insurance education. What you may not know is they also have a group of research analysts that follow trends in all thin...

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Did you make a New Year’s Resolution to make professional development a priority for you and your staff? If so, FAIA has all the resources you need to meet that goal. If not, maybe you should!

Professional training and continuing education is a pillar on which FAIA was built, and we continue to believe it is one of the offerings that sets FAIA apart from all other agent trade associations in the country. Whether it is content developed by our world-class instructors, The National Allia...

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