Each year, FAIA devellops succint summaries of insurance-related issues ("300 Worders") to help lawmakers, the media, and the public better understand often-complicated insurance topics.
Post Legislative Session, FAIA produces line-by-line summaries analyzing legislation and how it will affect the insurance industry.
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CS/CS/HB 925
Effective date: July 1, 2017
Chapter No. 2017-175, LOF
CS/HB 221
Effective date: July 1, 2017
Chapter No. 2017-12, LOF
CS/HB 307
pp. 1–2, §631.713; pp. 2–3, §631.717
Effective date: July 1, 2017, except as otherwise provided
Chapter No. 2017-131, LOF
CS/CS/HB 1107
Effective date: July 1, 2017
Chapter No. 2017-185, LOF
The law requiring a diligent effort form for exportation of commercial residential risks (condominiums) to the surplus lines market does not align with marketplace realities and creates traps for agents.
Assignment of Benefits (AOB) abuse, which occurs when unscrupulous vendors file inflated claims with insurance companies and then threaten to sue if the claim is not paid, is driving up the cost of property insurance premiums in Florida.
CS/CS/HB 813
Effective date: July 1, 2017
Chapter No. 2017-142, LOF
A solution is long overdue to curb Assignment of Benefits (AOB) abuse, which drives up the cost of property and auto insurance premiums in Florida.
CS/CS/SB 376
Effective date: October 1, 2018
Chapter No. 2018-124, LOF
CS/CS/HB 1011
Effective date: January 1, 2019
Chapter No. 2018-63, LOF
CS/HB 533
Effective date: July 1, 2018
Chapter 2018-153, LOF
CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF
CS/HB 661
Effective date: July 1, 2018
Chapter No. 2018-58, LOF
300 words on Assignment of Benefits (AOB) abuse, which is driving up the cost of property insurance premiums in Florida.
This infographic from the Florida Office of Insurance Regulation debunks the top five myths and most common AOB-related misunderstandings.
Fraudulent activities coupled with high attorney involvement in a supposedly no-fault system continue to drive up the cost of personal injury protection (PIP) insurance to a level at which those Floridians who most need it can hardly afford it.
This video explains Assignment of Benefits fraud: How it happens, how it affects consumers, and what we can do about it. Agents can share the video on Facebook and other social media, or embed on their websites.
CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF
CS/CS/HB 483
Effective date: July 1, 2018
Chapter No. 2018-149, LOF