Each year, FAIA provides a line-by-line analysis of legislation and how it affects the insurance industry. Where shown, page numbers refer to pages in the enrolled bill. Section (§) numbers refer to Florida Statutes. Content shown in italics represents comments on final provisions. This summary is not intended to constitute legal advice. If you have questions of a legal nature, please consult your attorney. Any redistribution or republication without the express written approval of FAIA is prohibited.

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Title

Description

An Act Relating to Insurance: Prepayment of Motor Vehicle Insurance Premium

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

Chapter No. 2019-108, LOF

An Act Relating to Insurance: Property Insurance Claim Mediation

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

Chapter No. 2019-108, LOF

An Act Relating to Insurance: Secondary Notice Prior to Life Insurance Policy Lapse

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

Chapter No. 2019-108, LOF

Assignment of Benefits (AOB)

CS/SB 2D

Effective date: May 26, 2022, except as otherwise provided

Chapter No. 2022-268, LOF

Attorney Fees—Prohibiting Assignment of the Right to Recover Attorney Fees

CS/SB 2D

Effective date: May 26, 2022, except as otherwise provided

Chapter No. 2022-268, LOF

An Act Relating to Insurance: Proof of Mailing

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

Chapter No. 2019-108, LOF

An Act Relating to Insurance: Multiple Policy Discounts

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

Chapter No. 2019-108, LOF

DFS Legislative Package: All-Lines Adjuster Examination Requirements

CS/CS/CS/HB 1073
Effective date: July 1, 2018
Chapter No. 2018-102, LOF

An Act Relating to Insurance: Delivery of Policies

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

Attorney Fees—Standard for Fee Multiplier Awards

CS/SB 2D

Effective date: May 26, 2022, except as otherwise provided

Chapter No. 2022-268, LOF

Civil Remedy

CS/SB 2D

Effective date: May 26, 2022, except as otherwise provided

Chapter No. 2022-268, LOF

PIP Repeal/Motor Vehicle Insurance: Setoff on Noneconomic Damages

CS/CS/SB 54

Vetoed: June 29, 2021

Fraud Prevention: Prosecution of False and Fraudulent Insurance Claims and Crimes

CS/CS/CS/HB 749

Effective date: Upon becoming law, unless otherwise expressly provided

Chapter No. 2022-169, LOF

An Act Relating to Insurance: Reciprocal Insurer Reserve Requirements

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

DFS Legislative Package: Bureau of Insurance Fraud and Bureau of Worker’s Compensation Fraud

CS/CS/CS/HB 1073
Effective date: July 1, 2018
Chapter No. 2018-102, LOF

An Act Relating to Insurance: Unfair Insurance Trade Practices

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

Chapter No. 2019-108, LOF

An Act Relating to Insurance: Agent Fees

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

Chapter No. 2019-108, LOF

DFS Legislative Package: Credit and Character Reports

CS/CS/CS/HB 1073
Effective date: July 1, 2018
Chapter No. 2018-102, LOF

An Act Relating to Insurance: Confidentiality of Documents Submitted to the OIR

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

PIP Repeal/Motor Vehicle Insurance: Named Driver Exclusion

CS/CS/SB 54

Vetoed: June 29, 2021

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