Each year, FAIA develops succint summaries of insurance-related issues ("300 Worders") to help lawmakers, the media, and the public better understand often-complicated insurance topics.
Post Legislative Session, FAIA produces line-by-line summaries analyzing legislation and how it will affect the insurance industry.
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CS/CS/HB 925
Effective date: July 1, 2017
Chapter No. 2017-175, LOF
CS/HB 221
Effective date: July 1, 2017
Chapter No. 2017-12, LOF
CS/HB 307
pp. 1–2, §631.713; pp. 2–3, §631.717
Effective date: July 1, 2017, except as otherwise provided
Chapter No. 2017-131, LOF
CS/CS/HB 1107
Effective date: July 1, 2017
Chapter No. 2017-185, LOF
The law requiring a diligent effort form for exportation of commercial residential risks (condominiums) to the surplus lines market does not align with marketplace realities and creates traps for agents.
Assignment of Benefits (AOB) abuse, which occurs when unscrupulous vendors file inflated claims with insurance companies and then threaten to sue if the claim is not paid, is driving up the cost of property insurance premiums in Florida.
CS/CS/HB 813
Effective date: July 1, 2017
Chapter No. 2017-142, LOF
A solution is long overdue to curb Assignment of Benefits (AOB) abuse, which drives up the cost of property and auto insurance premiums in Florida.
CS/CS/SB 376
Effective date: October 1, 2018
Chapter No. 2018-124, LOF
CS/CS/HB 1011
Effective date: January 1, 2019
Chapter No. 2018-63, LOF
CS/HB 533
Effective date: July 1, 2018
Chapter 2018-153, LOF
CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF
CS/HB 661
Effective date: July 1, 2018
Chapter No. 2018-58, LOF
300 words on Assignment of Benefits (AOB) abuse, which is driving up the cost of property insurance premiums in Florida.
CS/CS/CS/HB 301
Effective date: July 1, 2019, unless otherwise stated.
Chapter No. 2019-108, LOF
This infographic from the Florida Office of Insurance Regulation debunks the top five myths and most common AOB-related misunderstandings.
CS/HB 311
Effective Date: July 1, 2019
Chapter No. 2019-101, LOF
CS/CS/CS/HB 1393
Effective date: July 1, 2019, except as otherwise expressly provided.
Chapter 2019-140, LOF
CS/CS/HB 7065
Effective date: July 1, 2019
Chapter No. 2019-57, LOF
CS/CS/HB 337
Effective date: July 1, 2019, except as otherwise provided.
Chapter No. 2019-58, LOF