Each year, FAIA devellops succint summaries of insurance-related issues ("300 Worders") to help lawmakers, the media, and the public better understand often-complicated insurance topics.

Post Legislative Session, FAIA produces line-by-line summaries analyzing legislation and how it will affect the insurance industry. 

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Title

Description

CS/CS/CS/HB 1073
Effective date: July 1, 2018
Chapter No. 2018-102, LOF

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

CS/CS/CS/HB 1007

Effective date: June 27, 2017, except as otherwise provided
Chapter No. 2017-178, LOF

Staged accidents and other fraudulent activities, coupled with high attorney involvement in a supposedly no-fault system, continue to drive up the cost of personal injury protection (PIP) insurance to a level at which those Floridians who most need it can hardly afford it

Florida Statutes do not require life insurance companies to use the Social Security Administration’s Death Master File (DMF) to find and begin payments to a deceased life-insurance policyholder’s beneficiaries, leaving too many Floridians—most of whom were not even aware a policy existed—without the financial protection their deceased their loved ones intended.

CS/HB 29
Effective date: July 1, 2018
Chapter No. 2018-7, LOF

CS/HB 29
Effective date: July 1, 2018
Chapter No. 2018-7, LOF

The law requiring a diligent effort form for exportation of commercial residential risks (condominiums) to the surplus lines market does not align with marketplace realities, is haphazardly enforced, and doesn’t serve the best interests of the sophisticated commercial residential customer. 

CS/CS/HB 421

Effective date: July 1, 2017
Chapter No. 2017-104, LOF

Unless a legislative remedy is found, Florida’s workers’ compensation rates could return to pre-2003 record highs.

CS/CS/HB 911

Effective date: July 1, 2018
Chapter No. 2017-147, LOF

CS/CS/HB 377

pp. 1–2, §95.11(3)(c)

Effective date: July 1, 2017, and applies to causes of actions that accrue on or after that date.

Chapter No. 2017-101, LOF

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

Staged accidents and other fraudulent activities, coupled with high attorney involvement in a supposedly no-fault system, continue to drive up the cost of personal injury protection (PIP) insurance to a level at which those Floridians who most need it can hardly afford it.

CS/CS/HB 925

Effective date: July 1, 2017
Chapter No. 2017-175, LOF

CS/CS/HB 837

Effective date: July 1, 2017
Chapter No. 2017-143, LOF

CS/CS/HB 805

Effective date: July 1, 2017
Chapter No. 2017-19, LOF

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