Each year, FAIA devellops succint summaries of insurance-related issues ("300 Worders") to help lawmakers, the media, and the public better understand often-complicated insurance topics.

Post Legislative Session, FAIA produces line-by-line summaries analyzing legislation and how it will affect the insurance industry. 

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Title

Description

CS/HB 221

Effective date: July 1, 2017
Chapter No. 2017-12, LOF

Assignment of Benefits (AOB) abuse is driving up the cost of property insurance premiums in Florida.

Policyholder information released by Citizens Property Insurance Corporation to third parties under circumstances specified in current law is often used by other insurance agents and insurers to solicit policies that by law are owned by the Citizens agent of record.

CS/CS/HB 483
Effective date: July 1, 2018
Chapter No. 2018-149, LOF

CS/HB 533
Effective date: July 1, 2018
Chapter 2018-153, LOF

A solution is long overdue to curb Assignment of Benefits (AOB) abuse, which drivesg up the cost of property and auto insurance premiums in Florida.

Assignment of Benefits (AOB) abuse, which occurs when unscrupulous vendors file inflated claims with insurance companies and then threaten to sue if the claim is not paid, is driving up the cost of property insurance premiums in Florida.

CS/CS/HB 1107

Effective date: July 1, 2017
Chapter No. 2017-185, LOF

The law requiring a diligent effort form for exportation of commercial residential risks (condominiums) to the surplus lines market does not align with marketplace realities and creates traps for agents.

CS/CS/HB 925

Effective date: July 1, 2017
Chapter No. 2017-175, LOF

CS/HB 307

pp. 1–2, §631.713; pp. 2–3, §631.717

Effective date: July 1, 2017, except as otherwise provided
Chapter No. 2017-131, LOF

CS/HB 221

Effective date: July 1, 2017
Chapter No. 2017-12, LOF

CS/CS/HB 813

Effective date: July 1, 2017
Chapter No. 2017-142, LOF

CS/CS/SB 376
Effective date: October 1, 2018
Chapter No. 2018-124, LOF

CS/CS/HB 1011
Effective date: January 1, 2019
Chapter No. 2018-63, LOF

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

CS/HB 661
Effective date: July 1, 2018
Chapter No. 2018-58, LOF

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