Each year, FAIA devellops succint summaries of insurance-related issues ("300 Worders") to help lawmakers, the media, and the public better understand often-complicated insurance topics.

Post Legislative Session, FAIA produces line-by-line summaries analyzing legislation and how it will affect the insurance industry. 

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Unless a legislative remedy is found, Florida’s workers’ compensation rates could return to pre-2003 record highs.

The law requiring a diligent effort form for exportation of commercial residential risks (condominiums) to the surplus lines market does not align with marketplace realities, is haphazardly enforced, and doesn’t serve the best interests of the sophisticated commercial residential customer. 

CS/CS/HB 421

Effective date: July 1, 2017
Chapter No. 2017-104, LOF

CS/HB 29
Effective date: July 1, 2018
Chapter No. 2018-7, LOF

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

Great consumer-oriented video from American Traditions/Modern USA that explains AOB fraud and how it hurts consumers. Great for sharing with customers on social media. You also can embed the video on your agency website.

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

CS/CS/CS/HB 1393
Effective date: July 1, 2019, except as otherwise expressly provided.

CS/CS/CS/HB 1393

Effective date: July 1, 2019, except as otherwise expressly provided.

CS/CS/CS/HB 301

Effective date: July 1, 2019, unless otherwise stated.

Answers to your most frequently asked questions about Assignment of Benefits.

CS/CS/HB 465
Effective date: March 30, 2018
Chapter No. 2018-131, LOF

CS/HB 29
Effective date: July 1, 2018
Chapter No. 2018-7, LOF

Florida Statutes do not require life insurance companies to use the Social Security Administration’s Death Master File (DMF) to find and begin payments to a deceased life-insurance policyholder’s beneficiaries, leaving too many Floridians—most of whom were not even aware a policy existed—without the financial protection their deceased their loved ones intended.

Staged accidents and other fraudulent activities, coupled with high attorney involvement in a supposedly no-fault system, continue to drive up the cost of personal injury protection (PIP) insurance to a level at which those Floridians who most need it can hardly afford it

CS/CS/CS/HB 1007

Effective date: June 27, 2017, except as otherwise provided
Chapter No. 2017-178, LOF

CS/HB 1009

p. 1, §626.9891(9)

Effective date: June 27, 2017
Chapter No. 2017-179, LOF

Until rules of the road are in place for ride-sharing services, the personal and financial safety of consumers, passengers, and drivers is at risk.

Regulation has not kept pace with the rapid growth of ride-sharing services such as Uber and Lyft. As such, there’s no statute that specifically addresses insurance coverage requirements for ride-sharing companies and/or drivers.

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