RLI Home Business Policy

Home-based business is one of the fast growing business markets in the country. With such high numbers, are you missing an opportunity to better serve your customers?

As an independent agent, whenever you write a homeowners policy you should ask if the customers runs a full or part time business from home. Many homeowners don’t realize that their homeowners’ policies exclude coverage for business pursuits; offering the RLI Home Business Policy covers your clients’ operations while reducing your exposure to E&O loss. RLI provides coverage using an ISO BOP form that provides broad coverage for business-related exposures. Premiums start as low as $150.

Why RLI Home Business Policy?

  • 12 percent commission on new and renewal business.
  •  Revenues generated to FMS are included in the calculation for earning the Utilization Bonus.

Become a Subagent

Then what?

After you e-sign and submit the agency agreement information, we'll send you a user name and password to access the RLI application and quote. No more printing out PDFs, scanning, or faxing!

Forms & PDFs

RLI Agent Portal
Home Business Policy Supplemental Application
2015 Home Business Policy Changes
Home Business Policy Rates (effective 3/1/15)
HBP Rating Worksheet
Business Eligibility Class Descriptions
HBP Renewal Process