RLI Personal Umbrella Policy

The RLI PUP is an umbrella providing limits up to $5 million in coverage. RLI is rated A+ by A.M. Best and will write over any underlying carrier, regardless of rating. RLI also offers personal umbrella policies over other umbrella policies if you are looking for additional excess limits.

RLI accepts the Citizens $100,000 liability for a flat rate of $185! No extra gap policy needed.

Become a Subagent

Then what?

After you e-sign and submit the agency agreement information (no more printing out PDFs, scanning, or faxing!), we'll send you a user name and password to access the RLI Portal, which provides one-point access to manage your RLI business. For more information about writing policies through RLI, read our RLI Guidelines.



Why Recommend an RLI PUP?

  • 12 percent commission on new business and 10 percent commission on renewal business.
  • Revenues generated to FMS are included in the calculation for earning the Utilization Bonus.
  • Simple, self-underwriting, online application process (you will know immediately whether or not a risk qualifies).
  • 24-hour issuance from receipt of eligible application.
  • No premium calculations necessary.
  • Renewals are solicited and billed directly to your insureds.
  • Premiums start at $160 for Florida insureds.
  • No excluded vehicles.
  • Dec pages from underlying carriers not required.
  • MVRs are not required with submission and applications are acceptable with up to 2 accidents and 4 tickets. (There are exceptions for drivers under 22 and over 69.) Note: The State of Florida’s official Drivers License format has increased to 13 characters (1 alpha and 12 numeric). Effective 10/01/2013, the MVR service used to obtain Florida MVR's will reject Drivers License requests not listed in the proper format indicated above. 

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