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After hurricane hits, mitigate and document property damage


    FAIA Newsroom

After a storm strikes, insureds should prevent further damage to their home or business, and document any steps they take to do so.

  • Prepare an inventory of all damaged or destroyed personal property. If you can, videotape or photograph the damage.
  • Make temporary repairs to prevent further damage.
  • Dispose of all spoiled food immediately. If you have insurance coverage for spoiled food, document your losses.
  • Hold off on permanent repairs until you’ve received approval for reimbursement.
  • Save remnants of damaged or destroyed property for your insurance company adjuster, and do not sign agreements with contractors or anyone else until you have a chance to meet with an adjuster.
  • Keep a written record of everyone you talk to about your insurance claim, including the date of the conversation and a summary of what was said.
  • Keep all receipts!

Questions? Contact your Trusted Choice Independent Agent.

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