This center is a repository of files associated with Florida's insurance marketplace, in particular its residential property market. It includes contract and policy reviews, company financial information, and reports. 

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This review of AmCap Underwriters agency agreement exclusively focuses on major issues of concern to insurance agencies and does not address general contract issues or provisions.

This review of the American Colonial Insurance Service’s Limited Agency Agreement for policies assumed from Citizens exclusively focuses on major issues of concern to insurance agencies and does not address general contract issues or provisions of the contract that contain boilerplate language.

This review of Anchor Property & Casualty Company’s limited producer agreement exclusively focuses on major issues of concern to insurance agencies and does not address general contract issues or provisions of the contract that contain boilerplate language.

This infographic developed by the Florida Office of Insurance Regulation debunks the top five AOB myths and most common misunderstandings.

Ark Royal uses the ISO homeowners 1991 program as the basis for its policy and adds company-specific endorsements. The policy reviewed used standard ISO forms such as the HO-3 coverage form, replacement cost coverage on contents, and home daycare exclusion.

Great consumer-oriented video from American Traditions/Modern USA that explains AOB fraud and how it hurts consumers. Great for sharing with customers on social media. You also can embed the video on your agency website.

Answers to your most frequently asked questions about Assignment of Benefits.

This review of Avatar Homeowners limited service agreement focuses on issues of major concern to insurance agencies. It does not address general contract issues.

This review of the Bankers Insurance Group agency-company contract exclusively focuses on major issues of concern to insurance agencies and does not address general contract issues.

This review Bankers Insurance Group Limited Agency Agreement exclusively focuses on major issues of concern to insurance agencies.

This is the review of the Bankers Insurance Group agency appointment agreement presented to select FAIA Member Services sub-agents for direct appointment. It focuses exclusively on major issues of concern to insurance agencies and does not address general contract issues.

FAIA conducted a post-Irma agency survey and convened an industry panel to discuss what went right and what went wrong in the post-cat claims processing. That discussion formed the foundation for this report.

This review of Cabrillo Coastal (MGA for Safe Harbor Insurance Co.) limited service agreement for the Citizens Clearinghouse exclusively focuses on major issues of concern to insurance agencies and does not address general contract issues.
This review of Centauri Specialty Insurance Company’s authorization and appointment agreement exclusively focuses on major issues of concern to insurance agencies and does not address general contract issues or provisions of the contract that contain boilerplate language.

Created by the Florida Chamber of Commerce, this coalition's website is the definitive source of AOB fraud information and resources. Check out and share AOB victim stories on your agency's social media channels.

This review of Cypress Property & Casualty Insurance Company’s limited service agreement for policies assumed from Citizens exclusively focuses on major issues of concern to insurance agencies and does not address general contract issues or provisions of the contract that contain boilerplate language.

This review of Edison Insurance Company’s full agency agreement exclusively focuses on major issues of concern to insurance agencies.

This review of Element Property Insurance Corp.'s limited agency company agreement exclusively focuses on major issues related to the insurance industry and does not address general contract issues.

This video explains Assignment of Benefits fraud: How it happens, how it affects consumers, and what we can do about it. Agents can share the video on Facebook and other social media, or embed on their websites.

If you’ve ever wondered if you the work you put into a homeowners (HO-3) policy is worth the effort, there’s now a tool that can help you measure costs vs. compensation for each carrier you represent. (Last updated 2013)

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