This center is a repository of files associated with Florida's insurance marketplace, in particular its residential property market. It includes contract and policy reviews, company financial information, and reports. 

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Ark Royal uses the ISO homeowners 1991 program as the basis for its policy and adds company-specific endorsements. The policy reviewed used standard ISO forms such as the HO-3 coverage form, replacement cost coverage on contents, and home daycare exclusion.

Progressive Insurance Company introduced a new version of its Personal Auto Policy (PAP) in Florida effective 7/9/14. This article compares the 2005 version of ISO's PAP with Progressive's new policy.

UPC uses the ISO Homeowners 1991 program as the basis for its policy. As is almost always the case, company specific forms are also attached. The policy reviewed used standard ISO forms such as the HO-3 coverage form, fungi limitation, all-peril deductible, hurricane deductible, inflation guard, ordinance and law, replacement cost coverage on contents, home daycare exclusion, water backup, and exterior paint exclusion for the lower east coast.