Terms of Use

Terms, Conditions, and Disclaimers

The Florida Association of Insurance Agents provides information on this website as a service to both its members and to the general public. However, the information provided on this website is not intended, and should not be considered, as insurance advice or as a substitute for the advice and counsel of a licensed insurance agent.

Because of the rapidly changing nature of insurance and our reliance upon information provided by outside sources, the Florida Association of Insurance Agents cannot and does not make any warranty or guarantee concerning the accuracy or reliability of the content on this website or on any other website to which this website is linked. Also, any links to third party websites are provided exclusively for convenience and should not be interpreted as an endorsement, sponsorship, or recommendation of the third party website.

Under no circumstances shall the Florida Association of Insurance Agents be liable for any direct, indirect, incidental, special, punitive, or consequential damages that result in any way from your use of, or inability to make use of, this website, or from your reliance on or use of any information, services, or merchandise provided on or accessible through the website, or that result from mistakes, omissions, interruptions, deletion of files, errors, defects, delays in operation or transmission, or any failure of performance.

The Florida Association of Insurance Agents assumes no liability to any party for any damages arising in any way out of the availability, use, reliance upon, or inability to use the Florida Association of Insurance Agents website or any information provided by or through the Florida Association of Insurance Agents website. Further, use of the Florida Association of Insurance Agents website by any person shall constitute an agreement by that person to hold the Florida Association of Insurance Agents harmless from any and all liabilities, costs and expenses, including reasonable attorney's fees, related to any errors, omissions, or other inaccuracies in, or destructive properties of any information provided by or through, the Florida Association of Insurance Agents.

This website and the information, software and other material available on or accessible from this website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of title, non-infringement or implied warranties of merchantability or fitness for a particular purpose. The Florida Association of Insurance Agents does not warrant that use of the website will be uninterrupted or error free or that any information, software or other material available on or accessible through the website is free of viruses, worms, Trojan horses, or other harmful components.

You may download, use, and copy the materials found on the Florida Association of Insurance Agents website for your personal, noncommercial use only, provided that all copies of the material that you make must bear any copyright, trademark, or other proprietary notice located on the site that pertain to the material being copied. Except as authorized in this paragraph, you are not being granted a license under any copyright, trademark, patent, or other intellectual property right found or described herein. Any unauthorized downloading and distribution of any copyrighted material from this website or websites to which we link, without the copyright owner's permission, is strictly prohibited.

Remember, this website is provided solely as a service to the members of the Florida Association of Insurance Agents and the general public to promote a healthy and competitive insurance environment. Insurance differs from state to state, and sometimes within states, from jurisdiction to jurisdiction. If you have an insurance issue that needs attention, there is no substitute for a licensed insurance agent. Please contact an independent insurance agent in your area.