State Insurance Headlines

Broker consolidation shifts from dealmaking to integration

...same time, organic growth has become increasingly important in determining brokerage valuations as commercial insurance pricing softens, said Phil Trem, president of MarshBerry. While top-performing brokers...

Large Commercial Property Rates Drop 14.5% in Q2 to Highlight Latest Willis Report October 5, 2026

...insurance programs through 2026, although signs of rate moderation are emerging across certain cyber insurers and classes of business,” said Willis. Rate increases in casualty are generally moderating, the...

Industry Reacts to Senators’ Letter for Claims Data and Recent Reports

...that can affect claims, the industry said. The senators have sent letters to some of the largest personal lines insurers in the U.S., asking for claims data on homeowners and auto claims, particularly those...

Home insurers with the most satisfied customers in 2026

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Sedgwick: Property Claims Face Delays, Are Growing More Complex

...involved in reviewing work and approving decisions, he added. Those claims can involve multiple insurers, adjusters, brokers, environmental specialists and consultants, Wilson said. Getting information...

10 Losses not covered by standard home insurance

For new homeowners, getting the keys should come with another priority: Making sure their insurance can provide sufficient protection from major losses.

US P/C Insurers See Fewer Ratings Downgrades in H1 2026 on Improved Performance

...last year, said the ratings agency in a report titled “Substantially Fewer Downgrades for US P/C Insurers in First Half of 2026.” Upgrades increased to 8.2% of total rating actions in the first half of...

3 Things to know about insurance for peer-to-peer rentals

Millions of people are renting their car out, or renting another person's car, on peer-to-peer rental platforms in the United States.

Florida Supreme Court to hear Citizens' arbitration process for insurance claims

(Legal Newsline) - The Florida Supreme Court has agreed to hear a case about the constitutionality of a state statute allowing Florida’s nonprofit insurer of last resort to require claims be decided before...

Property rates set to continue falling, liability pressures ease: Willis

Commercial insurance buyers will likely see further property rate decreases heading into 2027, and while rates for major liability lines will continue to rise, pricing pressures are easing, Willis said...

Takeaways From AP Analysis on the Flaws in National Flood Insurance

The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher. ...

Court Upholds Florida Regulators’ Authority to Investigate Viatical Settlement Firms

A Florida appeals court this week underscored state regulators’ authority to investigate insurance service companies, two years after a viatical settlement firm refused to open its books to the state Department...

Making insurance easy has never been harder

I can order almost anything in the world and know when it was ordered, when it shipped, where it is and exactly when it will arrive. I can get blood drawn in the morning and see the test results on my phone before lunch.

Workers in first two years on job account for 54% of comp injuries: WCRI

Workers with less than two years on the job accounted for 54% of workers compensation injuries in 2022-2024, despite representing roughly one-third of the workforce, according to a Workers Compensation Research Institute report released Wednesday.

Florida Agents Appointed With Citizens Drops as Carrier Competition Grows

In another indicator of Florida moving back to a mostly market-based property insurance system, the number of insurance agents and agencies appointed with Citizens Property Insurance has dropped in the...

AM Best: US Home Insurers in 2025 Book First Underwriting Profit in Seven Years

U.S. homeowners multiperil insurers reversed a $1.3 billion underwriting loss in 2024 to post an underwriting profit of $16.5 billion in 2025 – the line’s first underwriting gain since 2019, said AM Best....

Full Senate Passes Measure to Reauthorize Federal Terrorism Insurance Backstop

...certified by the Secretary of the Treasury, and an act reaches a threshold of losses. It also includes insurer deductibles and copays. To date, TRIA has never been triggered by a certified terrorism event. Source:...

Property resilience investments outpace insurer recognition

...resilience measures, such as roof upgrades, automatic sprinklers and water-monitoring technologies, but insurer recognition of those efforts is still catching up, sources say. Property resilience remains an important...

Insurers join over 200 companies in push for third-party litigation disclosure

Some of the largest insurers in the U.S. have joined a group of more than 200 companies in urging the judiciary to require disclosure of third-party litigation funding arrangements in federal cases.