State Insurance Headlines

Insurance M&A in 2026 will be more 'targeted'

Insurance mergers and acquisitions saw renewed momentum in 2025, but Deloitte predicts 2026 will be more balanced, with insurers focusing on targeted deals more than a broad resurgence.

AI editing tools could lead to new wave of insurance fraud

Nearly all insurers (98%) say AI-powered editing tools are fueling an increase in digital insurance fraud, according to a new report from Verisk.

P/C Underwriting Income Up $40B in 2025, Says Verisk and APCIA March 26, 2026

Verisk and the American Property Casualty Insurance Association released preliminary 2025 underwriting results for the property/casualty industry, with a $40 billion increase over the prior year. For private...

After 62 Years, Florida Appeals Court Drops the Expert Witness Rule on Attorney Fees

Just over three years ago, Florida lawmakers effectively ended one-way attorney fees, disincentivizing much of the costly property insurance claims litigation that had plagued the industry. Last week,...

Florida court reinterprets comp tolling, revives claim filing window

A Florida appellate court on Monday set aside a judge of compensation claims’ dismissal of a worker’s benefits petition, holding that the state’s workers compensation statute of limitations is tolled —...

AccuWeather Atlantic Hurricane Season Forecast: 11-16 Named Storms

AccuWeather’s first prediction for the 2026 Atlantic hurricane season calls for slightly below average activity.

Loss Trends Outpacing Pricing Assumptions: Other Liability Analysis March 24, 2026

...loss ratio for accident year 2025 is just about the same as the industry published loss ratio). Insurers have become more conservative in their loss ratio picks for the two latest accident years, he noted....

One word makes the difference in insurance contract dispute

A United States Court of Appeals ruled that an insured's interpretation of a contract exclusion was reasonable, based on the inclusion of the word "the". The case is Paloma Res., L.L.C. v. Axis Ins. Co., 2025 U.S. App. LEXIS 16588 (5th Cir. 2025).

JD Power: Claims satisfaction improving among homeowners

Insurers are seeing improvement in customer satisfaction with the property claims process this year, according to a new JD Power study.

Wildfires, Storms, Floods Account for Record 92% of Global Insured Losses: Swiss Re

Wildfires, severe convective storms and floods — also known as secondary perils — accounted for a record 92% of total global natural catastrophe insured losses of US$107 billion in 2025, according to Swiss...

Predicting the Insurability of Prediction Markets

...Nakamoto—the elusive, pseudonymous creator of bitcoin—actually provide a serious hedge for global insurers? Although the insurance industry has always been in the business of calculating the odds, it has...

The Additional Insured Illusion

...not understand the liability they were assuming. For example, one contract states, “Contractual liability insurance shall apply to all indemnity agreements.” No insurance policy I’ve ever reviewed fully...

Stressing Out Over the Right Risks

...leaders expect their business to survive and, better yet, thrive in 2026. That’s according to mutual insurer Sentry’s 2026 C-Suite Stress Index survey. Sentry’s survey of 1,250 business leaders revealed a significant...

Fannie Mae, Freddie Mac Will Again Accept Actual Cash Value Home Insurance

Insurance industry trade associations are applauding a decision to change the homeowners insurance required by Fannie Mae and Freddie Mac, which the trades said will lower costs for homeowners and buyers....