State Insurance Headlines

Nearly 100% of US Now Covered by NOAA’s Flood Mapping Tool

NOAA’s National Weather Service announced that Flood Inundation Mapping (FIM), a tool for predicting river flooding, has expanded from prior coverage of 60% of the country to 100%.

Understanding the risks when 'game day' becomes 'claim day'

Nothing matches the excitement of game day during football season. Fans flock to stadiums hours before kickoff to engage in the time-honored tradition of tailgating. Parking lots become party venues, complete with barbecue, beverages and bragging rights.

State leaders say they fixed Florida’s insurance crisis. A new survey shows homeowners don’t buy it

State leaders insist they’ve resolved Florida’s property insurance crisis. Florida homeowners aren’t buying it. They’re reporting surging premiums, a staggering rate of being dropped by their insurers...

News organizations publish Florida’s secret examination of insurer profits

Ten days ago, the Florida Senate demanded that the Orlando Sentinel and South Florida Sun Sentinel destroy a long-hidden state report detailing property insurers’ payments of millions to sibling companies...

Why catastrophe response needs better property intelligence

The first 48 hours after a catastrophe are usually when insurers need the best information and have the least of it.

Independent Agencies Total About 37,000 in 2026, a Decrease from 2024

...2026. Good news is that most independent agencies reported profitability across both personal and commercial lines, with significantly fewer agencies reporting revenue decreases compared to 2024, down from...

Florida’s Commercial Clearinghouse Plan Hits a Snag, With OIR and Board Concerns

The push for a clearinghouse for Citizens Property Insurance commercial policies appears to have hit a snag with little time to spare before a January deadline mandated by Florida statute. “I looked at...

Cyber Threats the Top Business Concern as AI Heightens Risk: Travelers Risk Index

...again made cyber threats the top concern among businesses. According to the latest Risk Index from insurer Travelers, 58% of respondents said they worry a great deal or some about cyber risks. The concern...

JD Power: Homeowners who trust their insurers are more likely to stay

Homeowners who have high levels of trust for their insurer are more likely to be loyal and less likely to shop around, according to a new JD Power study.

Commissioner Mike Yaworsky Approves Significant Rate Decreases for Homeowners

Sep 22, 2026, 14:27 by Johan Blanco 'OIR is reviewing multiple pending requests for rate decreases with more announcements coming in the near future.' TALLAHASSEE, Fla.—Florida Insurance Commissioner...

AM Best: U.S. P&C insurers post strong first-half financial results

The U.S. property and casualty insurance industry delivered a substantially stronger year-on-year financial performance during the first half of 2026, with underwriting profitability and investment returns both contributing to a sharp increase in operating income and net income.