State Insurance Headlines

Premiums Will Skyrocket by 2035, and Discounts Not Enough for Wind Mit, Studies Say July 8, 2026

...window protections, have been recognized as key factors in reducing losses, claims and premiums in hurricane-prone states like Florida. But relying on the incentive of premium discounts is not enough to prompt...

Protection gap, uninsured risk becoming larger economic challenge

Natural catastrophes are creating a growing financial challenge for governments, businesses and households as economic losses continue to rise faster than insured losses, according to a new analysis from Moody's Ratings and Moody's Analytics.

Agent-Carrier Relationships Improving, Survey Shows

Maybe it’s the result of a softer market. Or maybe deliberate carrier investments in agency relationships are paying off. First Connect Chief Executive Officer Aviad Pinkovezky tossed out the two possibilities to explain the markedly improved picture of agents’ ability to find capacity, understand c

The insurance market cycle is dead: Long live the "micro-rating" era

The insurance market cycle that brokers grew up with - everything hardening together, everything softening together - no longer describes how commercial insurance pricing actually behaves across Australia and the Asia Pacific, according to Terence Williams (pictured), head of commercial risk for Asi

America Turns 250, and the Risk Meter Is Still Working

This weekend, America turns 250 years old and that means that everyone will be celebrating in the most American of ways. We are all for the traditional celebrations, but let’s face it, it’s hard to turn the internal risk meter completely off. So in light of that, let’s talk about some of the risks t

7 Tips to limit firework risk

Setting off fireworks is a common way to celebrate the Fourth of July — but also a common cause of severe injuries and fires.

Florida Supreme Court Ruling Could Mean New Pressure to Settle High-Dollar Lawsuits

...in a $50 million jury verdict against Isaac Perlmutter’s wealthy Palm Beach neighbor and Federal Insurance Co. But it was a sidebar to that litigation that had some tort-reform advocates and Florida defense...

The insurance personalization gap is real, and customers are feeling it

Insurance carriers say they have made personalization a priority, but many customers still don't believe they are receiving a tailored experience.