State Insurance Headlines

Seven Charged in $100 Million Workers’ Comp Fraud in Florida September 7, 2026

After a years-long investigation involving state and local law enforcement teams, Florida authorities have charged seven people in a $100 million workers’ compensation payroll scheme that paid workers in...

Beware These Commercial Property Endorsements! September 7, 2026

...in ISO’s 2012 countrywide filing, so agents should be very familiar with it, along with many other insurer variations on the theme. This form, governed by CLM Division 5, Rule 28, is used to alter coverage...

Homeowners Insurance Market Reaches ‘Fragmented Phase,’ Says S&P GMI September 7, 2026

...Chad Hemenway New research from S&P Global Market Intelligence looks to suggest that homeowners insurers are reaching rate adequacy, but certain marketplace factors are creating what it called a “fragmented...

Viewpoint: Global Reinsurance Pricing to Remain Under Pressure Through 2027

...Global Ratings maintains a stable view of the global reinsurance sector. Reinsurers entered the 2026 hurricane season from a position of strength, supported by record-high capital adequacy and strong year-to-date...

5 Grilling safety tips for Labor Day weekend

Labor Day is one of the biggest days for cookouts in America: It's the third most popular grilling holiday in the country, behind only Fourth of July and Memorial Day.

Clearspeed: AI adoption exposes insurance 'verification gap'

As insurers accelerate the use of artificial intelligence in claims, underwriting and customer interactions, they may be creating a new vulnerability: Automated systems can process information faster than carriers can determine whether that information is trustworthy.

Floridians Saved Almost $3B on HO and Auto Premiums Last Year, Actuarial Report Finds

Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. And auto insurance rates...

Florida Citizens Awards Commercial Clearinghouse Management to Bridge Specialty

...campaign contributions by Ryan Turner Specialty brokerage, the winning bid for management of part of a Florida Citizens Property Insurance commercial clearinghouse has been awarded to another brokerage. At a...

First Half US P/C Industry Underwriting Gain Jumps to $31.7B September 2, 2026

The U.S. property/casualty insurance industry posted a much higher net underwriting gain of $31.7 billion for the first half of 2026, up from $11.6 billion the prior year. According to a report from data...

Insurance Industry Employee Confidence Tanks on AI Concerns: Report September 2, 2026

...industry’s confidence had been tracking higher than other industries historically. Postings for insurance claims adjusters are down 55% from their post-pandemic peak, the report showed. The decline is much...

CAT Bond Issuance Hits Record High As Reinsurance Capital Floods Market

Total issuance in the 144A property catastrophe bond market climbed to $17.3 billion in the first six months of 2026, breaking the prior first-half record, according to AM Best.

Reinsurers post near-record returns, but the numbers have a catch

The reinsurance industry posted its second-highest half-year return on equity in a decade in the first six months of 2026. A closer look at the numbers shows why that result is more complicated than it appears.

Insurers must brace for $171 billion in annual cat losses, study finds

The global insurance industry did not get a quiet year in 2025. It got a year without a US landfalling hurricane that still produced more than $100 billion in insured losses, for the sixth consecutive year.