State Insurance Headlines

Broker M&A rise slightly in 2025: MarshBerry

There were 854 insurance brokerage merger and acquisitions in 2025, up slightly from 847 during 2024.

AI Adoption in Property Claims Remains Fragmented Despite Rapid Growth

The gap between ambition and execution in artificial intelligence continues to challenge property insurers. While as many as 82% of carriers now use AI tools somewhere in their operations, just 7% have managed to scale the technology successfully, according to a Sedgwick report on the state of AI in

2026 hurricane forecast rolls out Florida's chances to get hit

...three become major hurricanes. For Florida, which dangles into the tropics like bait on a hook for tropical cyclones , the forecast means lower probabilities that a named storm will come within 50 miles of...

Why the NFIP keeps struggling — and why that matters to the entire industry

The National Flood Insurance Program's (NFIP) headline problems are well known: $22.5 billion in debt, 35 short-term reauthorizations since 2017, and a recurring cycle of borrowing and political uncertainty. Too often, these are dismissed as political problems, things that will resolve themselves th

Insurers, brokers adjust as AI exclusions emerge

The commercial insurance industry is seeing the early stages of policy and contract wording updates and revisions relating to the rapidly expanding use of artificial intelligence.Insurers, brokers adjust as AI exclusions emerge

GAO: Wind Risk Linked to Larger Insurance Premium Jumps Than Wildfire April 7, 2026

...inflation, while rates in parts of certain states, particularly southern coastal areas at high risk of wind damage, rose by 25% or more. Many coastal areas of North Carolina and Texas saw increases of more...

How Interconnected Risk Is Reshaping the Insurance Landscape

When CrowdStrike pushed a flawed software update in 2024, it did not compromise a single network through a cyberattack. It was a mistake — a routine patch gone wrong.

After ‘Two Clocks’ Workers’ Comp Court Ruling, Will Florida Claims Be Reopened?

A Florida appeals court decision, reinterpreting a 32-year-old workers’ compensation statute, could now mean a longer statute of limitations on many injury claims and may lead to the reopening of many cases...