State Insurance Headlines

Understanding the risks when 'game day' becomes 'claim day'

Nothing matches the excitement of game day during football season. Fans flock to stadiums hours before kickoff to engage in the time-honored tradition of tailgating. Parking lots become party venues, complete with barbecue, beverages and bragging rights.

News organizations publish Florida’s secret examination of insurer profits

A chart shows current statistics of insured homeowners during an interview with Florida Commissioner of Insurance Regulation Michael Yaworsky at OIR headquarters in Tallahassee, Friday, August 7, 2026....

State leaders say they fixed Florida’s insurance crisis. A new survey shows homeowners don’t buy it

Brandon Reich and his husband have paid for most of the repairs to his Fort Myers home, damaged by Hurricane Ian in 2022. His insurer blamed the damage on flood waters, for which they were not covered. (Mike...

Why catastrophe response needs better property intelligence

The first 48 hours after a catastrophe are usually when insurers need the best information and have the least of it.

Independent Agencies Total About 37,000 in 2026, a Decrease from 2024

...2026. Good news is that most independent agencies reported profitability across both personal and commercial lines, with significantly fewer agencies reporting revenue decreases compared to 2024, down from...

Florida’s Commercial Clearinghouse Plan Hits a Snag, With OIR and Board Concerns

The push for a clearinghouse for Citizens Property Insurance commercial policies appears to have hit a snag with little time to spare before a January deadline mandated by Florida statute. “I looked at...

Cyber Threats the Top Business Concern as AI Heightens Risk: Travelers Risk Index

...again made cyber threats the top concern among businesses. According to the latest Risk Index from insurer Travelers, 58% of respondents said they worry a great deal or some about cyber risks. The concern...

JD Power: Homeowners who trust their insurers are more likely to stay

Homeowners who have high levels of trust for their insurer are more likely to be loyal and less likely to shop around, according to a new JD Power study.

Commissioner Mike Yaworsky Approves Significant Rate Decreases for Homeowners

Sep 22, 2026, 14:27 by Johan Blanco 'OIR is reviewing multiple pending requests for rate decreases with more announcements coming in the near future.' TALLAHASSEE, Fla.—Florida Insurance Commissioner...

AM Best: U.S. P&C insurers post strong first-half financial results

The U.S. property and casualty insurance industry delivered a substantially stronger year-on-year financial performance during the first half of 2026, with underwriting profitability and investment returns both contributing to a sharp increase in operating income and net income.

FEMA’s New Flood Maps Means More Homes Require Flood Insurance: Cotality September 21, 2026

New changes to FEMA’s flood maps means that thousands more residential properties are now located within the high-risk Special Flood Hazard Area (SFHA), according to a Cotality alert. Within more than...