IMS is proud to launch a new partnership with Flood Risk Solutions (FRS) that will provide agents with another great market resource to insure their clients. Operating in all 50 states, Flood Risk Solutions offers nationwide experience in flood insurance and a multitude of lender-compliant, AM Best “A” rated carriers. Other unique FRS features include:

Large Limits: Primary and excess layers generally written up to $5 mil, as high as $50 mil+ for select risks;

Flood Rater: NFIP, excess flood and up to 10 private carriers integrated in the platform

Read More

If you ask most independent insurance agents what their number one priority is, you’ll likely hear the same answer: writing and servicing insurance policies. That’s the business you’re in, after all. 

But while focusing on clients is critical, agencies can’t afford to push business process reviews and dependent technology assessments to the back burner. The truth is your business processes drive your technology; if those processes are inefficient or outdated, your technology investments will never deliver their full value. 

Why You Should Stop and Assess 

Read More

The personal umbrella insurance market continues to evolve, and the RLI program has recently seen several changes agents need to know about, with another update on the horizon. First, beginning September 1, RLI will no longer offer Underlying Limit C (100/300/50). Additional details about the upcoming change are listed below: 

Renewals – Effective September 1, 2025

• Underlying Limit C (100/300/50) will no longer be offered.
• Affected policyholders must increase their auto limits to remain eligible.
• Clients will be notified via renewal questionnaires.

Read More