State Insurance Headlines

Jeff Brandes: 6 ideas Legislature can’t afford to ignore in 2026

Session is underway, and the clock is ticking. Jeff Brandes. Florida enters 2026 with momentum most states would trade for in a heartbeat. The economy is growing. In-migration is cooling to a sustainable...

Your clients are sharing everything. What could possibly go wrong?

...insurance on my home, it has to be covered. It’s not even worth mentioning because they’ve paid for homeowners insurance for the last 25 years, never had a claim, and can’t imagine having one. Now, take that...

Global insurance market in 2026 defined by ‘polycrisis’: RIMS president

The global insurance market in 2026 is being reshaped by an unprecedented convergence of risks that are altering how organizations think about protection, capital and strategy.

Living somewhere insurable is the new American dream

Fires, floods, hurricanes, tornadoes, snow, droughts — many Americans have fallen victim to one of these natural disasters in recent years, and many are seriously considering moving away to avoid future storms and their associated costs.

AI Is the Biggest Mover on Allianz Risk Barometer; Cyber Takes Top Spot for Fifth Year

...exposures are emerging around automated decision-making, biased or discriminatory models, intellectual-property misuse, and uncertainty over who is responsible when AI-generated outputs cause harm. Respondents...

Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results

...decrease in the general expense ratio, AM Best said in a Jan. 6, 2026, special report, “Lower P/C Insurer Expenses Boost Underwriting Results.” (Editor’s Note: Neither the commission expense component nor...

Florida insurance costs up for debate as lawmakers return

Florida’s insurance market has stabilized in recent years as more companies entered the state and others lowered costs. But homeowners and drivers are still paying some of the highest rates in the nation,...

Consumer Acceptance of Telematics Widens, Says Survey

Consumer acceptance of telematics technology in auto insurance is growing, creating opportunity for insurers who can cater to tech-driven drivers who crave personalized pricing and service. Today, 82% of policyholders...

DeSantis announces premium cuts for Citizens insureds

Florida Governor Ron DeSantis has announced that homeowners insurance premium relief is on the horizon for customers of the state’s insurer of last resort, Citizens Property Insurance.

Property insurance rates slide as cat losses diminish

Commercial property insurance buyers saw double-digit rate decreases at year-end renewals as ample capacity and lower-than-expected catastrophe losses fueled fiercely competitive market conditions. While...

Wildfires, Storms Fuel 2025 Insured Losses of $108 Billion: Munich Re Report January 13, 2026

...last year sightly exceeds Swiss Re’s of $107 billion, which it published in December. Damage from floods, wildfires and severe storms was the main contributor to insured losses, accounting for $98 billion....

Experian: AI Agents Could Overtake Human Error as Cause of Data Breaches

...be used in conjunction with quantum computing, which many companies see as one of the largest cybersecurity threats over the next handful of years. Experian said quantum computing is “already driving increased...

Florida Lawmakers Ready for Another Shot at Litigation Funding Limits

Florida property-casualty insurance leaders have said they are not expecting big changes from the Legislature’s 2026 regular session that begins today, given the much-touted impact that 2022 reforms have...

State orders Citizens Insurance to provide deeper rate cuts than requested

Getting your Trinity Audio player ready... For a second straight year, Florida Gov. Ron DeSantis said Citizens Property Insurance Corp. has been ordered to roll back its rate requests. A month after the...