State Insurance Headlines

US P/C Industry Books Best Result in a Decade but Not All Lines Enjoy Success

...improvement of 3.6 points over 2024. After several years of booking underwriting losses, U.S. P/C insurers recorded underwriting income of about $23 billion in 2024 and then increased it another $38 billion...

Property insurance rates keep falling during midyear renewals

Commercial property insurance rates continued to fall at midyear renewals as abundant capacity and heightened competition created opportunities for buyers to secure additional limits, broaden coverage and...

20 Years After Hurricane Katrina: Are Insurers Ready for a Different $100B Disaster? By Jessica Boyd and Daniel Bannister | July 14, 2026

...five. We missed clear warnings before Katrina and future ones may be harder to see The devastating flooding from Hurricane Katrina is often described as a surprise, but in hindsight it was alarmingly foreseeable....

Doing Its Job: Large Majority of Cyber Losses Covered by Insurance, Says Willis July 13, 2026

...according to a recent report by Willis, a WTW business. Cyber claims in Focus – Getting value from cyber insurance analyzed 5,500 cyber claims from January 2013 to January 2026 across 95 countries, and around...

How AI Is Changing the Roles of Account Managers and CSRs July 13, 2026

...by 2031, there’s fear and concern in almost every sector. But what does this mean for front-line insurance employees in an independent agency? How is AI changing the roles of account managers, account executives,...

The real flood insurance gap isn't awareness; it's industry adoption

Editor's Note: This is the fourth and final installment in a series examining how risk, regulation, and technology are reshaping flood insurance — and why the private market is no longer optional. Ten years ago, the flood insurance ecosystem wasn't sustainable. The National Flood Insurance Program (

Fla. Supreme Court Reverses Lower Court on Compensability of a Workplace Shooting

The Florida Supreme Court just made it a little easier for workplace assault victims to claim workers’ compensation benefits, even if it can’t be proven that an attack was work-related. The high court...

Property insurance market to remain competitive

...through the rest of 2026, according to a report released Thursday by brokerage Alera Group. But commercial auto and excess liability remain the industry’s toughest lines as “social inflation” — higher court...

Changes in Policy Language, Provisions Suppressing Claim Volume, Report Shows

U.S. claim volume fell 8.9% from last year, with total claims dipping 13.1% below the five-year average, despite several large catastrophe events, said a new report.

CSU Lowers Atlantic Hurricane Forecast to ‘Well Below Normal’

Thanks to a strengthening El Nino, the rest of the Atlantic hurricane season will be well below normal, said researchers at Colorado State University.

Independent agents still dominant P&C distribution channel

The independent agency channel placed 62% of all property and casualty insurance written in the U.S. in 2025, up from 61.5% in 2024, according to the Big "I" 2026 Market Share Report.

Cyber Risk Discovers Insurance Infrastructure

...throughout the insurance industry. They are instrumental in other organizations’ ability to rate insurance companies, and feed data to credit rating bureaus. When their system was breached, all of that...

Swiss Re sees insurance market cooling in 2026

...sharply this year, as softer pricing in commercial property and other lines offsets continued growth in life insurance, according to a Swiss Re report released Tuesday. The reinsurer forecasts total premium...

Premiums Will Skyrocket by 2035, and Discounts Not Enough for Wind Mit, Studies Say July 8, 2026

...window protections, have been recognized as key factors in reducing losses, claims and premiums in hurricane-prone states like Florida. But relying on the incentive of premium discounts is not enough to prompt...