Florida Sunshine: Big Improvement in Combined Ratio in 2025, Gallagher Says

Last year was a much better year for the once-distressed Florida insurance market, as direct written premium rose, policyholder surplus levels climbed, and the average combined ratio for carriers improved...

Rising convective storm losses test insurers as property rates fall in competitive market

Large convective storm losses have become a concern for insurers as annual losses of more than $50 billion have become the norm. At the same time, an influx of new capacity is driving property insurance...

Renewal rates for most lines decrease: Ivans

Renewal rates for major commercial lines of business except workers compensation decreased quarter-over-quarter, according to a report Thursday from Ivans. For umbrella coverage, the first quarter average...

Viewpoint: Middle Market Businesses Are Cutting Costs – But May Be Increasing Risks By Kristina Talkowski | April 23, 2026

...digital tools to improve productivity, agents and brokers can help ensure liability, cyber and professional liability exposures are properly addressed. Risk financing strategy. For some middle market companies,...

New study finds 'alarming' high flood risk for 17 million Americans on Atlantic and Gulf coasts

...FDR highway underneath the Williamsburg Bridge in the Lower East Side of Manhattan is closed due to flooding on Sept. 29, 2023, in New York. (AP Photo/Stefan Jeremiah, File) FILE - A vehicle is stranded in...

JD Power: Vehicle complexity skewing insurance valuations

Vehicle customization is wreaking havoc on auto insurance valuation models, according to a new JD Power report.

Lower Q1 cat losses bolster reinsurance capacity

...fell below average in the first quarter of 2026, despite widespread weather-related events, leaving insurers and reinsurers well positioned heading into this year’s hurricane season, according to a Gallagher...

Are ‘Moderate’ Hurricanes Getting Squeezed Out of the Atlantic? By Scott St. George and James Done | April 21, 2026

...do form, increasing the likelihood of rapid intensification and more category 4 and 5 storms. For insurers, this means fewer “middle-of-the-road” events and more tail risk, which has important implications...

Florida Needs More, Much More Wind Mitigation. Experts at OIR Summit Give Ideas

Florida has the largest wind-mitigation grant program in the country, providing more than $300 million to homeowners over the last few years and resulting in insurance premium discounts for thousands of...

Q1 insured cat losses 6% above century average: Aon

...quarter 2025 and nine in first-quarter 2024. Severe convective storm was “the most damaging peril for insurers,” the report said. The “active” start of the 2026 severe convective storm season was “broadly consistent...

Record earnings in property/casualty industry in 2025: Fitch

The U.S. property/casualty insurance industry had record high earnings of $135.9 billion and a record low combined ratio of 93.0% in 2025. Net income soared 48.9% to $135.9 billion while the combined ratio...