State Insurance Headlines

Only 3 in 10 Americans Review Insurance Annually, Says Big I Survey March 13, 2026

...they never review their policies at all. Big I said this may not be the best strategy, especially as insurers tighten underwriting and adjust premiums to keep pace with higher claims costs from more frequent...

Nine Claims Trends to Watch Through the Rest of 2026

...still-young year. A new report from Crawford & Company forecasts trends that will be reshaping the insurance claims industry the rest of 2026. The Crawford report offers nine predictions for what lies ahead...

P/C Statutory Results: The Highs and The Lows March 13, 2026

...Intelligence is filled with information about record line-of-business loss ratios achieved in 2025—with some property/casualty lines coming in at record lows, and others reaching record high levels. Not surprisingly,...

Colorado insurance reform efforts could help other states

Colorado is at the forefront of a growing home insurance crisis, and what it does next could help lead the way for the rest of the nation, according to a new report from the Insurance Fairness Project.

Florida Bill Passes, Easing Agency Customer Reps’ Education Requirements March 12, 2026

Florida lawmakers, with no dissenting votes, have approved a measure that would let insurance agencies’ customer service representatives bypass licensing classes if they have taken insurance courses in...

Today's flood-risk reality spotlights systemic shortfalls

When most Americans think about flood risk, they picture coastal storms and beachfront homes. That mental model is decades out of date.

Carriers Using AI for Claims But Adoption is Fragmented, Report Shows

...claims: Leveraging technology and AI for a strategic advantage, estimates that between 58% and 82% of insurers use AI tools in their operations, however just 12% of say they have fully mature AI capabilities,...

Florida House Gives Final Approval to Much-Debated Citizens Clearinghouse Bill

The Florida House of Representatives Monday night gave final approval to a Senate bill that will set up a clearinghouse to help offload Citizens Property Insurance commercial policies to admitted and surplus...

3 Big Questions Facing FEMA With Kristi Noem Out

...once promoted. Earlier this week, she faced a bipartisan backlash in Congress for her oversight of FEMA, which has included unprecedented control over agency spending and repeated rounds of staff cuts that...

Disaster on Main Street: How to Protect Small Businesses From the Weather March 9, 2026

...Quote (see page 50). “Today’s storms bring a combination of extreme cold, heavy precipitation, ice, flooding, power outages, and extended recovery timelines.” Research suggests the primary risk facing small...

After Florida Charged People With Selling Insurance Licenses, 12 More Arrested March 6, 2026

Two years ago, Rainier Miguel Salas and two licensed Florida insurance agents were charged with selling insurance agent licenses—all part of an illicit licensing school in Miami. This week, 12 others in...