State Insurance Headlines

New threats could test recent reform gains in Florida: Triple-I

Florida’s property and auto insurance markets are showing signs of stabilization following sweeping legal reforms enacted in 2022 and 2023, with dozens of insurers cutting rates and litigation filings falling sharply, according to the latest issues brief released by the Insurance Information Institu

Hail a Growing Loss Driver on Rising Tide of Severe Convective Storms, Allianz Says

...growing SCS threat, which can come with little to no warning and pose “knock-on effects” like flash flooding. According to Alllianz, SCS events amounted to $60 billion last year, or nearly half of all insured...

Reinsurance property-rate decreases continue at renewals: Gallagher Re

April 1 reinsurance renewals saw property rates showing continued softness similar to January 1 while casualty markets remained cautious and more stable.

The future of insurance isn't agent-free — it's agent-optimized

Conversations about automation in underwriting often carry an unspoken fear: Will machines replace human advisors altogether?

NAIC Issues Nationwide Data Call to Homeowners Insurers April 1, 2026

The National Association of Insurance Commissioners has issued a nationwide data call to insurers in order to get a better understand of the U.S. homeowners insurance markets. The data, intended to be...

More Insurance M&A Deals on the Horizon? March 31, 2026

...pressure coincides with higher expectations around governance, data, and capital management, some insurers may increasingly view consolidation as a practical response.” “In that environment, M&A could be...

Chubb: Cyber Claim Severity Nearly Doubled for Large Businesses March 30, 2026

Average cyber insurance claim severity for large accounts in the U.S. nearly doubled in 2025, according to a new Chubb report. The insurer’s 2026 Cyber Claims Report found that average severity for businesses...

Insurance M&A in 2026 will be more 'targeted'

Insurance mergers and acquisitions saw renewed momentum in 2025, but Deloitte predicts 2026 will be more balanced, with insurers focusing on targeted deals more than a broad resurgence.

AI editing tools could lead to new wave of insurance fraud

Nearly all insurers (98%) say AI-powered editing tools are fueling an increase in digital insurance fraud, according to a new report from Verisk.