Utilization Bonus Program

Want to generate revenue for your association, add additional revenue for your agency, save on expenses, and earn additional cash?

You can accomplish one or all of those goals by participating in the FMS Utilization Bonus program! It’s simple, and you don’t even have to sign up. Just take advantage of the products and services—meticulously reviewed and offered by FMS—and start earning points.

Starting on September 1 of each year, FMS begins tracking usage of the products and services. Using the products and services generates revenue, which translates into points for your agency. The more products and services you use—the more points you earn.

Utilization Bonus-eligible products and services:

American Traditions/Modern USA (through Independent Market Solutions, or IMS)

Asset Wealth Management 

Avatar Property & Casualty Insurance (through IMS)

Cypress P&C Insurance Group (through IMS)

EPay Policy Payment Processing

Evolve/cyber liability

FIRST Insurance Funding 

Formstack Sign (formerly InsureSign) e-signature service

Heartland Payroll Services

Heritage Property & Casualty Insurance (through IMS)

Office Depot Discount Program Old Dominion Flood Program 

RLI (Personal UmbrellaeXS Commercial UmbrellaIn-HomeBusiness)


Swiss Re/ Westport E&O (and any professional liability program administered through FMS)

United Property & Casualty (through IMS)

Universal North America (through IMS)


Work at Home Vintage Experts/WAHVE staffing solutions